| Watch Tower: How to handle credit card goons?
The recovery agents work on commission basis. He is not a salaried man to draw his salary at the end of month. His income is totally dependent upon how much he can get out of you- AV Bagur Those of us who have heard and/or seen the bank's recovery agents will only know how dreadful and demeaning it is to be accosted by them, either on phone or physically. Their voice and tenor is deliberately modulated to make you tremble in your knees. Their countenance, meant to put the fear of Yama -the god of death in you. That apart their lingos, adjectives and language would make gutter language appear musical. Even the female tele-callers of this breed are no better. Some pose of lawyers and others as cops with an arrest warrant in their hands ready to execute you at their will. All said and done, if you understand how a recovery goon works and the law of the land, you will be able to handle the recovery agents properly and not succumb into paying extortionists amounts when the recovery agents comes calling.
Crime and Courts -- Urbandale
3769 86th St., Nov. 6 - An employee at Appare Japanese Steakhouse was charged with five counts of credit card forgery after he reportedly ran extra charges on customers' credit cards.
6400 block of Madison Avenue, Nov. 6 - A window on a vehicle was reportedly broken out.
7400 block of Plum Drive, Nov. 6 - A car window was reportedly smashed, and a CD player was stolen.
4600 block of Lockner Drive, Nov. 6 - A portable DVD/video player valued at $500 was reported stolen from a vehicle.
7400 block of Plum Drive, Nov. 6 - A driver's side window on a vehicle was reportedly smashed and a CD player and CD case with 60 CDs were stolen.
3500 block of Ashwood Drive, Nov. 6 - Tires were reportedly slashed on a construction trailer.
Academic Financial Solutions Advises Recent Graduates Not to Delay on College Loan Consolidation
Leading student loan debt consolidation company, Academic Financial Solutions, recommends college loan consolidation before the six month grace period expires in November. Tampa, FL (PRWEB) November 5, 2007 -- Academic Financial Solutions, a leading student loan debt consolidation company based in Tampa, Florida, alerts college graduates who graduated last May or June not to delay on college loan consolidation. �Waiting to consolidate will be costly,� says Michael Babb, President of Academic Financial Solutions. �Many student loan borrowers don�t realize that their six-month grace period is expiring until it�s too late and lenders begin demanding repayment. It�s really an unfortunate situation. Many borrowers get caught up in transitioning from college life to finding a job, a place to live and other immediate necessities and lose track of the timing of their repayment obligations.
(AFX UK Focus) 2007-11-15 05:26 GMT: Singapore shares end morning lower on Wall Street fall, further writedowns
SINGAPORE (Thomson Financial) - Singapore shares ended the morning session lower Thursday as investors cashed in gains, taking their lead from Wall Street's decline overnight as credit concerns continued to weigh. HSBC Holdings PLC announced Wednesday it would have to write down a further 3.4 billion US dollars from its US business because of exposure to subprime loans. The benchmark Straits Times Index slipped 31.31 points or 0.9 percent to 3,493.60 at the midday break, after trading between 3,490.01 and 3,525.27. Decliners beat gainers 433 to 166, with 195 stocks unchanged. Volume was thin with 1.0 billion shares traded worth 971.3 million Singapore dollars. Caution dominated the market as investors kept to the sidelines ahead the release of US consumer data tonight.
Credit card balances up marginally
AUSTRALIA'S credit card balances rose by 0.03 per cent to $41 billion in September, Reserve Bank of Australia figures show. The total balance of credit and charge card transactions climbed to $41.156 billion, from $41.143 billion in August. Total repayments fell by 9.3 per cent to $16.444 billion in September, from $18.135 billion. The number of credit and charge accounts jumped to 13.75 million in September, from 13.72 million. But the number of purchases using credit cards fell to 10.50 million in September from 11.39 million in August. By value, credit purchases fell to $15.251 billion in September down from $16.950 billion in August. The number of cash advances on credit and charge cards fell to 2.81 million, from 3.01 million as the value of advances declined to $958 million from $1.07 billion.
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